Issued by HSBC Bank Australia Limited ABN 48 006 434 162 AFSL No. 232595.

* Eligibility criteria apply to HSBC Premier and are set out in the HSBC Premier Service Guide. Eligibility criteria remains at HSBC's absolute discretion.

^ The contents of this advertisement have been prepared without taking into account your objectives, financial situation or needs. Before making any decision about whether to acquire a financial product you should obtain and consider the relevant Product Disclosure Statement (PDS) which is available on our website, www.hsbc.com.au. Terms, conditions and other restrictions apply.

The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions. For detailed information please refer to the Premier Service Guide available at any HSBC branch or by calling 1300 131 605 (or + 61 2 9005 8114 from overseas).

# HSBC lending criteria, terms, conditions, fees and charges apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162.

+ You may borrow up to USD2000 and further amounts may be made available upon application and assessment by HSBC. Funds will only be provided in countries where HSBC is located and where you present adequate identification (such as your Passport, HSBC Premier Credit Card or HSBC Premier ATM Card). Fees, charges and interest may apply in respect to any advance made and details of these charges are available on request. Any funds made available by HSBC are provided subject to terms and conditions and is subject to legal and regulatory requirements. The information provided is intended as a general guide for reference. Benefits and features may be subject to local country regulatory restrictions. For detailed information please refer to the Premier Service Guide available at any HSBC branch or by calling 1300 131 605 (or + 61 2 9005 8114 from overseas).

~ The eligibility criteria for HSBC Premier is set out in the HSBC Premier Service Guide. Excludes refinancing of existing loans with HSBC. HSBC lending criteria, terms and conditions apply. Government, agents and bank fees and charges apply. Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162.

By Providing HSBC Bank Australia Limited with my details, I consent to HSBC Bank Australia Limited and other members of the HSBC Group, their service providers and/or agents contacting me for various purposes including offering, advertising or promoting their goods and services, or for other general marketing, offerings, advertising or promotional purposes. In the event that I do not wish to provide my consent, I have not selected SUBMIT.